Roth Ira Contribution Limits 2025 Over 60. If you qualify, you can stash away up to $7,000 in your roth ira for the year. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than.

$7,000 in 2024, or $8,000 if you are 50 or older (these limits will stay the same in 2025). Significantly increased contribution limits for 2025, the contribution limit for roth iras is $7,000 (or $8,000 for those over 50).